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Class Actions Guide

Starting a Class Action

8 min readUpdated January 15, 2026

Class actions are not started by filling in a form. They are large, expensive, multi-year pieces of litigation run by specialist firms, and they begin with a lawyer assessing whether a viable common claim exists.

This guide explains what is actually required and what being a representative plaintiff involves. General information — if you think you have a case, the first step is a consultation with counsel who does this work.

What has to be true for a class action to work

There must be an identifiable group affected by the same conduct, issues genuinely common to that group, and a reason a group proceeding is preferable to individual claims. A defendant able to satisfy a judgment also matters commercially.

Cases where each person's situation turns on very different facts usually fail certification, however sympathetic they are. Commonality is the hinge, not the seriousness of the harm.

The representative plaintiff role

One or more class members stand as representative plaintiff, acting on behalf of everyone in the class. It involves real commitment — providing evidence, being examined, attending proceedings, and remaining available across a case that may run for years.

You do not personally fund the litigation in the typical arrangement, but you should understand the cost-exposure rules in your jurisdiction before agreeing, since they differ meaningfully.

Funding and costs

Class actions are usually run on contingency, with counsel paid from any recovery subject to court approval. Some jurisdictions have public funding programs, and third-party litigation funding is available in some markets.

Cost exposure differs by jurisdiction. In several Canadian provinces an unsuccessful plaintiff can face adverse cost consequences, with funds or funding arrangements existing to mitigate this; the US generally follows each-side-bears-own-costs. Ask counsel to explain your exposure explicitly and in writing.

Finding the right counsel

This is specialist work. Ask about the firm's certified cases, its capacity to fund and staff multi-year litigation, who will actually run the file, and how fees and any cost exposure work.

Be realistic on timeline: certification alone can take a long time, and total duration is commonly measured in years. A firm promising speed or a specific outcome is telling you something useful about itself.

Frequently asked questions

Can I start a class action myself?
In practice no. These cases require specialist counsel with the capacity to fund and run multi-year litigation. The realistic first step is a consultation.
What does being a representative plaintiff involve?
Acting on behalf of the class — providing evidence, being examined, and staying engaged for what can be years. It is a genuine commitment.
Who pays for a class action?
Typically counsel on contingency, paid from any recovery with court approval. Public funding and third-party funding exist in some jurisdictions.
Could I be liable for the defendant's costs if we lose?
It depends on jurisdiction. Several Canadian provinces have adverse-costs exposure with mitigating funds available; the US generally does not. Get this explained in writing.
How long do class actions take?
Commonly years. Certification alone can take a long time, and appeals extend matters further.

This guide is general information, not legal advice. Laws, costs, and procedures vary by state, province, and your specific situation — speak with a qualified family law lawyer about your circumstances before acting.

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