How do I check if someone has filed for bankruptcy?

The OSB maintains a searchable public insolvency record. A small fee applies per search.

I have a problem with my trustee.

Raise it with the trustee in writing first, then complain to the OSB, which supervises licensees. Disputes about the estate itself go to the Bankruptcy Court.

Are debt settlement companies regulated by the OSB?

No. Only Licensed Insolvency Trustees can administer a bankruptcy or consumer proposal. Be cautious of unlicensed debt-settlement firms charging fees for services a trustee provides.

Office of the Superintendent of Bankruptcy — Trustees & Insolvency Records

What it does

Licenses and supervises Licensed Insolvency Trustees
Maintains the public insolvency records database
Investigates complaints about trustees
Oversees the administration of estates and proposals

Matters it hears

Complaints about trustee conduct or fees
Searches of the public insolvency record
Concerns about estate administration

Appeals & review

Disputes within a bankruptcy or proposal are decided by the Bankruptcy Court (Superior Court of Justice), not the OSB.

Appeal and review deadlines are short and strictly applied. Treat the decision date as the start of a clock.

Frequently Asked Questions

How do I check if someone has filed for bankruptcy?: The OSB maintains a searchable public insolvency record. A small fee applies per search.
I have a problem with my trustee.: Raise it with the trustee in writing first, then complain to the OSB, which supervises licensees. Disputes about the estate itself go to the Bankruptcy Court.
Are debt settlement companies regulated by the OSB?: No. Only Licensed Insolvency Trustees can administer a bankruptcy or consumer proposal. Be cautious of unlicensed debt-settlement firms charging fees for services a trustee provides.

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General information about jurisdiction and process, not legal advice. LegalCounselNearMe is not a law firm and is not affiliated with Office of the Superintendent of Bankruptcy — Toronto. Procedures, forms and fees change — the official site is authoritative.