Bankruptcy Lawyers

Business Can't Pay Its Debts

Struggling companies have structured options — informal workouts, formal proposals/restructurings that bind creditors, or orderly wind-downs. Acting early preserves value and, critically, manages the personal exposure directors and guarantors carry.

Debt Collector Harassment

Collectors must follow strict rules on how and when they contact you, and harassment, threats, or false statements are prohibited and often penalized. You can demand contact in writing only, dispute the debt, and stop abusive conduct.

Overwhelmed by Debt

There's a spectrum between struggling and bankruptcy: consolidation, negotiated settlements, formal proposals to creditors, and — as a reset — bankruptcy itself, which stops collections immediately and discharges most unsecured debt. The right tool depends on income, assets, and debt mix.

Stop a Wage Garnishment

Garnishments can be stopped several ways: challenging the underlying judgment, negotiating a payment arrangement, claiming exemptions — or filing a proposal or bankruptcy, which halts garnishment immediately by law.