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What compensation is available for a severe accident injury in Quebec?

Severe injuries engage the highest-value parts of the SAAQ scheme: income replacement, permanent impairment indemnity, rehabilitation, home and vehicle adaptation, and attendant care. Because the right to sue for bodily injury is generally removed, the accuracy of the impairment assessment largely determines lifetime compensation — which is why these files warrant representation.

What to do next

  1. Get the impairment assessment right

    Permanent impairment is assessed against a regulated schedule and drives long-term indemnity. Ensure every affected function is assessed and documented, including cognitive and psychological consequences.

  2. Claim the full range of measures

    Beyond income replacement, ask about rehabilitation, home and vehicle adaptation, attendant care and support for returning to study or work. These are frequently under-claimed.

  3. Get specialised representation early

    In catastrophic files the decisions made in the first months shape decades of entitlement. Counsel experienced in SAAQ files, working alongside your treating team, materially affects outcomes.

Frequently asked questions

Can I ever sue after a Quebec accident?

Not generally for bodily injury. Limited exceptions and property damage claims exist, and if the accident occurred outside Quebec different rules may apply. Get advice on the facts.

What about brain injury or psychological consequences?

These are compensable and are frequently under-assessed. Insist on neuropsychological assessment where cognitive or behavioural change is present.

Are family members compensated?

Certain benefits exist for family members, including in death cases. Ask specifically — they are not always volunteered.

This is general information, not legal advice. Laws vary by location and every situation is different — speak with a qualified lawyer about your specific circumstances.

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